Photo: two people filling in a Business Model Canvas on a large sheet with marker pens and sticky notes.
Our program
Hands-on support and patient capital, together
Social capital
Becoming “capital ready”
Support that prepares each entrepreneur to use funding well.
- Design thinking
- Financial literacy and coaching
- Business plan and pitch development
- Network building for market opportunity
- Mentoring, networking, and hands-on problem-solving
- Benefits navigation, so entrepreneurs can understand the growth of their business in the context of managing eligibility for benefits
Financial capital
Loans built to establish credit
Every loan is real capital, priced at market rates for this credit-risk profile. Selection is based on capital-readiness, ability to create immediate impact, and long-term potential, not prior credit history.
What loans can be used for
Examples include, but are not limited to:
- Equipment purchases
- Facility upgrades
- Trainings and certifications
- Website and IT upgrades
- Inventory
Loan terms at a glance
- Loan size
- $5,000 – $25,000
up to $50,000 - Interest rate
- 4% – 5%
market rate for this credit-risk profile - Equity
- None, ever
- Underwriting
- Flexible
patient capital, not prior credit history - Credit
- Additive
every loan helps build a credit history
